CSPA Travel Insurance


Travel, Car and Home Insurance

Once you become a member of the Alliance you have access to Travel, Car and Home Insurance Policies.

Worldwide Annual Travel Insurance for CSPA members (available through Towergate Health & Protection)

Annual travel Insurance from AXA PPP healthcare for CSPA members and their families.

The role of Towergate Health & Protection and Civil Service Pensioners’ Alliance (CSPA)


As you may be aware, we offer members the option to buy standalone annual travel insurance via our intermediary brokers Towergate Health & Protection and insurer AXA Health. However, as reported in the current issue of The Pensioner, AXA Health has given notice to our brokers that it will cease providing this cover to CSPA members. For any members who have purchased the standalone travel cover via Towergate Health & Protection, when their travel cover renews after 1 April 2021, it will be their final 12 months of cover with AXA Health. AXA Health has written to all affected members in good time before the April renewal date with more detail about the impact on cover.

AXA Health will cease to offer travel insurance via Towergate Health & Protection to CSPA members wishing to join or rejoin the scheme from 30 September 2021. We have instructed Towergate to source an alternative travel insurance product that can be purchased from them, and we hope this will be in place by Summer. If you need help with an existing travel policy or are considering joining the travel insurance scheme, contact Towergate Health & Protection on 0800 389 7724 or email : [email protected] towergate.co.uk

Towergate Health & Protection is an independently authorised broker, who acts on your behalf. As an independent broker, Towergate Health & Protection is also able to undertake a market review for you.

To support their members, CSPA works with Towergate Health & Protection to enable Towergate Health & Protection to market the policy, for which CSPA receive a fee.

Towergate Health & Protection negotiate the overall renewal terms AXA PPP healthcare offers on this plan, with CSPA agreeing the recommendation. CSPA has no other role within the administration of this arrangement.

For clarity there is no commercial agreement between AXA PPP healthcare and CSPA who do not represent you or negotiate any aspect of your travel insurance with AXA PPP healthcare.

This cover is an individual contract of insurance between you and AXA PPP healthcare. The subscriptions under this agreement are set each year by AXA PPP healthcare to take into account the claims made by all members of CSPA and their family members covered by this product. This arrangement has a common review date of the first of April.

CSPA is an Introducer Appointed Representative of Towergate Health & Protection. Health and Protection Solutions Ltd trading as Towergate Health & Protection, is authorised and regulated by the Financial Conduct Authority.

The CSPA travel insurance arrangement is underwritten by AXA PPP healthcare Limited. Registered in England number 3148119. Registered Office: AXA PPP healthcare, 5 Old Broad Street, London, EC2N 1AD. AXA PPP healthcare is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority.