CSPA Travel Insurance
Travel Insurance from AXA PPP Healthcare
The CSPA Annual Travel Insurance plan offers extremely competitively-priced, worldwide travel insurance cover to CSPA members and their families. Arranged by The Health Insurance Group and underwritten by AXA PPP Healthcare. There is no medical screening prior to joining. Provided you are fit to travel and not suffering from a terminal illness you are covered to travel. Pre-existing conditions are also covered except for certain problems related to mental health. What’s more, if you join prior to your 85th birthday you are able to remain in the scheme for life.
CSPA Annual Travel Insurance Plan
The role of the Health Insurance Group and Civil Service Pensioners' Alliance (CSPA).
The Health Insurance Group is an independently authorised broker, who acts on your behalf. As an independent broker, The Health Insurance Group is also able to undertake a market review for you.
To support their members, CSPA works with The Health Insurance Group to enable The Health Insurance Group to market the scheme, for which CSPA receive a fee.
The Health Insurance Group negotiate the overall renewal terms AXA PPP healthcare offers on this plan, with CSPA agreeing the recommendation. CSPA has no other role within the administration of this arrangement.
For clarity, there is no commercial agreement between AXA PPP healthcare and CSPA, who do not represent you or negotiate any aspect of your healthcare insurance with AXA PPP healthcare.
This cover is an individual contract of insurance between you and AXA PPP healthcare. The subscriptions under this agreement are set each year by AXA PPP healthcare to take into account the claims made by all the members of CSPA and their family members covered under the product.
The Health Insurance Group has a dedicated CSPA Travel plan representative. For more information and friendly advice, call Tel: 0800 389 7724 or 01344 627602, or to directly download related documentation from The Health Insurance Group website, please click here:www.healthinsurancegroup.co.uk/cspatravel
Of Importance to Northern Ireland members the Scheme DOES cover travel where the first flight is from Dublin Airport. ( Some other policies do not!!)
Changes from 1st April 2019
Previously, all members have paid the same premium regardless of age. From renewal (in 2019), the premium will depend on which age brand a member falls into.
Change for members who join mid-way through the policy year
Previously CSPA members could join the policy at any time during the policy year from 1st April to 31st March, but payment of the full annual premium was required regardless of the date on which the member enrolled.
From this year's (2019) 1st April renewal, new members joining the policy mid-way through the policy year will enjoy cover for a full 12-month period from their date of enrolment.
Cover for Europe-only travel
Finally, a further level of cover has been introduced for members who only travel within
Europe. The premiums will reflect that your travel is limited to Europe only and has a single trip duration of 25 days, up to a total of 65 days maximum in any policy year.
Please note that you will require your CSPA membership number to complete the application form. I can provide that for Northern Ireland members if you e-mail me at email@example.com. Members from England, Scotland and Wales should make their request to firstname.lastname@example.org
Further details are in the Spring 2019 edition of "The Pensioner"
If you would like to comment on the travel insurance